Privacy Policy

Westview Loans (“we,” “our,” or “us”) is dedicated to protecting your privacy and ensuring the confidentiality and security of your personal and financial information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you use our services. As a financial service provider, Westview Lending facilitates loan applications and provides access to related financial products.

1. Information We Collect

We may collect the following types of information:

• Personal identifiers (e.g., name, date of birth, contact details, Social Security Number or equivalent)
• Financial information (e.g., income, employment history, bank account details, credit history)
• Loan application details (e.g., requested loan amount, purpose of loan)
• Payment and billing details
• Communication preferences and customer service interactions
• Technical information (e.g., IP address, browser type, and website usage data)

2. How We Use Your Information

We use your information to:

• Process and assess your loan application and determine eligibility
• Service and administer your loan or other financial products
• Perform credit checks and verify your identity
• Communicate with you about your application, account, and services, including for promotional purposes as permitted
• Meet legal, regulatory, and contractual obligations

3. Financial Privacy and Credit Reporting

We comply with all applicable federal and state laws governing financial privacy, including those related to the proper handling of consumer financial information. We use your information to obtain consumer reports from credit reporting agencies to evaluate your creditworthiness for a loan, as permitted by law and with your explicit authorization. We safeguard your sensitive financial information through administrative, physical, and technical security measures.

4. Sharing Your Information

We may share your information with:

• Lending partners and financial institutions for loan processing and funding
• Credit bureaus and reporting agencies for credit assessment and reporting
• Authorized third-party vendors and service providers (e.g., payment processors, marketing affiliates) under contractual agreements
• Government agencies or regulators when required by law

We do not sell your personal information.

5. Data Security

We use industry-standard security measures to protect your information from unauthorized access, use, or disclosure. These include encryption, secure servers, role-based access controls, and ongoing staff training to maintain the confidentiality of your financial data.

6. Your Privacy Rights

You have the right to:

• Access your personal and financial information
• Request corrections to your data
• Opt-out of certain sharing of your information with third parties for marketing purposes
• File a complaint if you believe your privacy rights have been violated

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance user experience and analyze traffic. You may control cookie settings through your browser preferences.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If material changes are made, we will notify you by email or by posting a notice on our website.

9. Contact Us

If you have questions or concerns about this Privacy Policy or your privacy rights, please contact us at: support@westviewlending.com